Chelsea is a bayside suburb around 30km southeast of Melbourne in the City of Kingston, with a population of around 8,300 at the 2021 census. It's a classic beachside community with Chelsea Beach and Bicentennial Park along the foreshore. A mix of period homes and units suits first-home buyers, upgraders and investors. FinanceMax compares dozens of lenders for Chelsea buyers.
Whether you're buying your first home in Chelsea, refinancing a loan you took out years ago, or financing a car or work vehicle, we compare more than forty lenders and take your file to the ones most likely to say yes at the sharpest rate. We work for you, not the banks — and because the lender pays us, there's no cost to you.
FinanceMax covers all of the Bayside & Kingston area and works across Victoria. You deal with one of two named brokers from your first call right through to settlement — no call centre, no case number, no new voice every week.
First home, next home, investment. We'll tell you what you can borrow before you fall in love with a listing.
Haven't reviewed your rate in two years? You're probably paying the loyalty tax. Takes us an hour to find out.
Cars, trucks, plant, fit-out. Fast approvals, low-doc options if you're self-employed.
Commercial property, construction, and lending inside your self-managed super fund.
A few of our recent 5-star Google reviews. We work across the whole southeast, so these come from clients right around Chelsea.
I had a great experience with them. Their professionalism and support made everything smooth. I'd definitely recommend them to anyone looking for financing.
Excellent service. Highly recommend.
Why use a mortgage broker instead of going to the bank directly?
A broker compares many lenders at once — we look across 40+ to find the right fit, where a bank only offers its own products. It usually means more options and a sharper rate.
Can I get pre-approved before buying in Chelsea?
Yes. We arrange fast, obligation-free pre-approvals so you can house-hunt in Chelsea knowing exactly what you can borrow.
Are there any fees for your service?
For most clients, no — we're paid by the lender on settlement. If any cost ever applies to your situation, we tell you upfront, in writing, before you commit.
No long form, no obligation. We'll work out the rest on the phone.