Unlock Investment Opportunities with SMSF Loans
We help you buy residential and commercial property using your SMSF with the right loan solutions. Our experts make the process simple, compliant, and hassle-free, so you can grow your super with confidence.
Why Choose an SMSF Loan? Unlock These Powerful Benefits
An SMSF loan allows you to buy residential or commercial property using your super, helping you build wealth and secure your financial future. With tax benefits, investment control, and long-term growth potential, an SMSF loan is a smart way to maximize your retirement savings while diversifying your portfolio.
🏡 Full Control Over Your Investments
With an SMSF loan, you decide which property to buy and manage your investment strategy to match your financial goals.
🛡️ Protect Your Super Assets
SMSF loans use Limited Recourse Borrowing Arrangements (LRBAs), meaning if the loan defaults, only the purchased property is affected—not your other super assets.
📊 Diversify Your Super Portfolio
Using an SMSF loan allows you to invest in residential or commercial property, adding variety to your super and reducing risk.
💰 Tax Benefits on Income & Gains
Rental income and capital gains from SMSF properties are taxed at lower rates, helping you save more in the long run.
📈 Borrow More with a Higher Loan-to-Value Ratio
Many SMSF lenders offer higher LVRs, allowing your super to borrow a larger amount and buy higher-value properties.
🏦 Earn a Steady Rental Income
An SMSF property can generate regular rental income, providing a reliable cash flow to support your retirement savings.
Stress-Free SMSF Loans – We Handle Everything for You!
Getting an SMSF loan shouldn’t be complicated. At FinanceMax, we take care of the entire process from start to finish, ensuring a smooth, hassle-free experience. From paperwork to approvals, we handle the details so you can focus on your investment.
- ✅ Access 40+ Lenders
- 🔄 Easy SMSF Loan Refinance
- 🏦 Low Credit SMSF Loans
- 📑 Expert Attention to SMSF Paperwork
Get Excited to move
The process is easy!
1
Tell us exactly what you need
Share your goals, and we’ll find the right loan for you.
2
We Compare, You Save
We search 40+ lenders to secure the best deal-working for you, not the banks!
3
Get Approved
Fast pre-approvals with expert support every step of the way!
Our happy customers
From Application to Approval – We Made It Happen!
Emily Chap
I had a fantastic experience with FinanceMax and their mortgage broker team.
Gargi Arora
Thank you for honest advice definitely recommend to friends and family
Parmjeet Singh
Very good service
You ask, we answer
Got questions about SMSF loans? We’ve got answers! Here are some of the most common queries to help you navigate your SMSF loan journey with confidence.
✅ Yes! Your SMSF can purchase residential or commercial property using a limited recourse loan, provided it meets compliance rules.
✅ Loan amounts vary, but most lenders offer up to 70-80% of the property’s value, depending on your SMSF’s financial health.
✅ Absolutely! If you’re paying high interest or want better terms, we can help refinance your SMSF loan hassle-free.
✅ Yes! Rental income and capital gains are taxed at lower rates, helping you grow your retirement savings more efficiently.
✅ Your SMSF can invest in residential and commercial properties, but you can’t live in or personally use the SMSF-owned property.
✅ SMSF loans require more paperwork and compliance, but with expert guidance, we make the process smooth and stress-free.
Ready to Invest? Let’s Get Started!
Fill out the form accurately, and one of our friendly FinanceMax experts will reach out to guide you through the next steps.